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Terms and Conditions

Terms and Conditions

Last Updated: 07/01/2026

This is an agreement between you and Traveling Veteran LLC (“Traveling Veteran,” “we,” “us,” “our”). By using travelingveteran.com (the “Website”) or any of our Services, you agree to these Terms. If you don’t agree, don’t use the Website. These Terms work alongside our Privacy Policy — read that too.

This Website is intended for users 18 years of age or older, located in the United States or its territories.

1. Our Services

“Services” means the Website, our blog content, our email newsletter, our digital products (including the Points Quick-Start Guide and the Traveling Veteran’s Complete Points Playbook), our course offerings, and any other product or content we make available under the Traveling Veteran name.

2. Not Financial, Legal, or Tax Advice

Traveling Veteran is not a financial advisor, credit counselor, tax professional, or attorney. Nothing on this Website is personalized financial, legal, or tax advice. Credit card recommendations, points strategies, and redemption examples are for general informational purposes only.

Card approval, terms, rewards rates, and benefits (including MLA and SCRA fee waivers) are set by the issuing bank, not by us, and can change without notice. Confirm current terms directly with the card issuer before applying. Your results will depend on your own credit profile, spending, and circumstances — nothing here is a guarantee of approval, rewards value, or savings.

If you need advice specific to your financial situation, talk to a licensed financial advisor or accountant.

3. Advertiser and Affiliate Disclosure

Traveling Veteran participates in affiliate marketing programs, including but not limited to credit card issuer affiliate programs, Impact.com, Bankrate, Rakuten, and hotel or travel booking affiliate networks. This means we may earn a commission if you click a link on this Website and open an account, book a stay, or complete another qualifying action — at no additional cost to you.

Affiliate relationships do not determine our recommendations. We only recommend products we’ve used or would use ourselves. Where a post contains affiliate links, that will be disclosed at the top of the post.

4. Purchases: Digital Guides and Courses

4.1 Digital products. Digital guides (including the $27 Points Playbook) are delivered electronically upon purchase. Because these are digital goods delivered immediately, all sales are final once the file has been delivered, except as required by law or as stated in a specific product’s refund policy at time of purchase.

4.2 Courses. Course access, pricing, and any applicable refund window will be stated on the course sales page at the time of purchase. Those stated terms control for that product.

4.3 Payment processing. Payments are processed by third-party processors (including Stripe and/or Gumroad/Teachable). We do not store your full payment card information. Use of those processors is subject to their own terms.

5. Email List

By subscribing to our email list, you consent to receive marketing emails from Traveling Veteran, including our welcome sequence, newsletters, and promotional content. You can unsubscribe at any time using the link in any email. We do not sell your email address to third parties.

6. Prohibited Uses

You agree not to use the Website to:

7. Third-Party Links

This Website links to third-party sites — card issuers, booking platforms, government resources (VA, IRS, DoD), and others. We don’t control those sites and aren’t responsible for their content, accuracy, or practices. Visiting a linked site is at your own risk and subject to that site’s own terms.

8. Intellectual Property

All content on this Website — writing, graphics, guides, course materials, branding, and design — is owned by Traveling Veteran LLC or its licensors and is protected by U.S. copyright and trademark law. You may not copy, republish, distribute, or create derivative works from our content without our prior written consent. Screenshots for personal reference or brief quotation with attribution and a link back are fine — wholesale reproduction is not.

9. Disclaimer of Warranties

The Website and Services are provided “as is” and “as available,” with no warranties of any kind, express or implied. We don’t guarantee the Website will be error-free, uninterrupted, or that any card, points strategy, or redemption will produce a specific result for you.

10. Limitation of Liability

To the maximum extent permitted by law, Traveling Veteran LLC and its members will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Website or Services, including damages related to credit decisions, card applications, or travel bookings made based on information found here.

Where liability can’t be fully disclaimed under applicable law, our total liability to you for any claim is limited to the amount you paid us, if any, in the twelve months before the claim arose.

11. Termination

We reserve the right to deny or terminate access to the Website or Services for any user, at any time, for any lawful reason.

12. Governing Law

These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-law principles. Any dispute arising from these Terms will be resolved in a court located in Indiana, unless otherwise required by applicable law.

13. Changes to These Terms

We may update these Terms from time to time. Continued use of the Website after a change is posted means you accept the updated Terms. Material changes will be reflected in the “Last Updated” date above.

14. Contact

Questions about these Terms: hello@travelingveteran.com

Traveling Veteran LLC | travelingveteran.com